7）不能做 Interest Only
9）不能用 Family or Company Trust 买房子
10）不适用于 Family pledge（家庭担保首付）贷款
What is the eligibility criteria?
Applications must be for a first home loan for a first property (for joint applications, only one applicant must be a first home buyer).
Loans with LVR# up to 85% at the time of formal approval.
Owner Occupier with Principal & Interest repayment only.
A maximum loan size of $850,000.
Available for applications submitted from Monday 13 July 2020.
Only one property to be financed per application.
What loans are not eligible?
Owner Occupier with Interest Only repayments.
All Residential Investment Home Loans.
Offer not available in conjunction with the Family Pledge option.
Residential lending originated under family or company trusts.
Switches and internal refinances of home loans within the Westpac Group which include St.George, Bank of Melbourne, Westpac, BankSA and RAMS.
The First Home Buyer LMI Offer is available on eligible home loan applications from Monday 13 July 2020 and can be withdrawn or varied at any time.
LMI of $1.00 will be incurred. Clients must adhere to LMI obligations during the loan agreement. The LMI factsheet will also be issued to the customer along with the other Loan Offer Documents.
Clients are not required to be receiving the First Home Owner Grant to be eligible for the First Home Buyer LMI Offer.
First Home Buyer Flag must be selected within ApplyOnline and notes section to include instructions to apply First Home Buyer LMI Offer. For more information about the steps involved, refer to the training pack on the secure portal.（broker 完成）
Available with Basic Home Loans or Advantage Package1 Home Loans, Fixed or Variable Rate ($395 annual package fee applies on Advantage Package1 Home Loans).
This offer does not have an income cap for eligible applicants.
如果你不确定是否满足，或者不知道到底怎样合适，或是否有其他银行产品更符合你的情况，或者您不是首次置业也希望 Review 一下贷款欢迎联系 My Home Loan 帮助您！