We share our thoughts and the latest credit market trends with our clients through weekly news updates. At the same time, you can make an appointment with one of our friendly, professional consultants to answer any questions about your loans and financial situation. We will help you structure the most suitable loan plan.
We save you time, money, the stress, and we take care of you.
What home loan services we can offer ?
First Home Buyer
Overseas Income Loan
What we have for home loan products ?
We maintain our relationship with more than 30 banks and other institutions to help you structure the loan and get the best deal
We offer a flexible rate
Home loan LVR can be reached to 97%
100% LVR for your investment property loans
Doctors, accountants, solicitors and other professionals are eligible for 90% LVR without paying LMI (Lenders Mortgage Insurance)
85% LVR for non professionals
Waived application fee
What you need to prepare for your home loan ?
We suggest that you get your conditional approval from a lender before buying the property in case there is a risk of denial.
How much is your property worth from the bank’s perspective ? It gives you peace of mind that you know the property valuation and the maximum loan amount you can borrow before applying for your home loan
What is your credit score ? Click here to get you a free individual credit report
Are you in good financial health ?
We can check your current home loan health
Do you realise that you might pay more on your mortgage ? Do you know current promotions from another bank can save you thousands of dollars ? Do you know that your current property can be revalued to get an equity loan. You can use this equity for renovation, invest in shares or invest in another property ?
Do you know that the mortgage will be transferred by the borrower to another bank within 3 to 4 years on average in order to save the money on interest payments.
We highly suggest that each client contacts us every 2 or 3 years to understand the latest market information. It will allow us to assess your current situation to make sure your interest payment is still reasonable.
Please call us on 1300 990 166 or enquire online and we will work out a loan plan for you.
For off plan property, it's suggested to prepare 2-3 months before settlement.
Existing property purchase usually settles in 42 days, thus pre-approval is highly recommended which takes 2-3 weeks from submission to approval.